Canara HSBC Life IPO listed @ Rs. 106

Canara HSBC Life Insurance Co. IPO Details

Canara HSBC Life Insurance Co. Ltd. IPO is a mainboard book-built issue of 23.75 crore shares, entirely an Offer for Sale. The IPO opens on 10 October 2025 and closes on 14 October 2025, with allotment likely on 15 October 2025 and listing scheduled on 17 October 2025 at BSE and NSE. The price band is fixed at Rs. 100 to Rs. 106 per share. Lot size is 140 shares.The issue is managed by SBI Capital Markets Ltd., while Kfin Technologies Ltd. acts as the registrar.

đź•— Last Update: 17 October 2025, 6.00 AM

 IPO Key Dates

IPO Opens on Oct 10, 2025
IPO Closes on Oct 14, 2025
Allotment on Oct 15, 2025
Initiation of Refunds Oct 16, 2025
Credit of Shares  Oct 16, 2025
Listing Date Oct 17, 2025
Subscription updates:
Size – Rs.2517.50 Cr
(Closed on 14 October 2025)
QIB B HNI x S HNI x NII x RII x Total 
7.05 0.28 0.44 0.33 0.42 2.30
Applications: 1,75,204
Subscription Review:
Trend of the last day suggest severe weakness, and the premium-market is affected due to this poor flow of applications

 

The promoters
Canara Bank and HSBC Insurance (Asia-Pacific) Holdings Limited are the company promoters

The promoters hold 62.93 % shares in the pre-IPO capital of the company.

Objects of  IPO

The IPO consists only of an offer for sale.

Business :

Incorporated in 2007, Canara HSBC Life Insurance Company Ltd. is a private life insurer jointly promoted by Canara Bank and HSBC Insurance (Asia-Pacific) Holdings Ltd. The company operates across key verticals such as individual life insurance (savings, term, endowment), group insurance, retirement & pension products, and government schemes like PMJJBY.

It offers a portfolio of 20 individual products, 7 group products and 2 riders, and ranks third in individual weighted premium income among bank-led insurers during FY21–25.

The strong distribution is anchored in bancassurance, leveraging Canara Bank, HSBC, 8 regional rural banks, and Dhanlaxmi Bank. This network provides access to 15,700+ branches, with Canara Bank alone contributing reach to 117 million customers via 9,849 branches (as of March 31, 2025). In addition, the company uses brokers, corporate agents, digital platforms, and direct sales, making it one of the most diversified bancassurance-led insurers in India.

IPO Details

Opens On 10 October 2025
Closes on 14 October 25
Face Value Rs.10
Issue Price Band Rs.100-106
Lot Size 140 Shares
Sale Type Offer for sale
Total Issue Size 2375,00,000 shares
Total Issue Size Rs. 3325 Cr
Employee Discount Rs. 0
Shareholder Discount Rs. 0
Listing At BSE, NSE

How are the shares offered?

Investor Category Shares Offered
QIB Shares Offered Not less than 50% of the Net Offer
Retail Shares Offered Not more than 35% of the Net Offer
NII Shares Offered Not more than 15% of the Net Offer

How Shares can be applid?

Application Lots Shares Amount
Rs.
Retail (Min) 1 140 14840
Retail (Max) 13 1820 192920
S-HNI (Min) 14 1960 207760
S-HNI (Max) 67 9380 994280
B-HNI (Min) 68 9520 1009120

How to check Allotment Status

Allotment of this IPO will be announced on 15 October 2025 and the link to check allotment is given below:
ttps://linkintime.co.in/Initial_Offer/public-issues.html

Registered Office of the company
Canara HSBC Life Insurance Co.Ltd.
8 th Floor, Unit No. 808- 814,
Ambadeep Building, Kasturba Gandhi Marg,
Connaught Place, Central Delhi
Delhi, New Delhi, 110001

Email: investor@canarahsbclife.in

The Lead Managers
SBI Capital Markets Ltd.
BNP Paribas  
HSBC Securities & Capital Markets (India) Pvt.Ltd. JM Financial Ltd.
Motilal Oswal Investment Advisors Ltd. 

Registrar to IPO
Kfin Technologies ltd

Financial Snapshot

Period Ended 30-Jun-25 31-Mar-25 31-Mar-24 31-Mar-23
Assets 44,047.98 41,852.09 37,815.80 30,548.89
Total Income 42.35 234.01 240.88 261.59
Profit After Tax 23.41 116.98 113.32 91.19
EBITDA 31.28 149.91 146.56 118.82
NET Worth 1,540.28 1,516.86 1,418.88 1,353.07
Reserves and Surplus 590.28 566.86 468.88 403.07
Amount in Rs. Crore

 

 

Key Performance Indicators

KPI Values
ROE 7.71%
RoNW 7.97%
EPS 1.23
PER 81.30

 

Peer Comparison

Company Name P/E (x) RoNW (%)
Canara HSBC Life Insurance Company Limited 81.30 7.97
Sbi Life Insurance Company Ltd 74.16 15.13
Hdfc Life Insurance Company Ltd 90.27 11.75
Icici Prudential Life Insurance Company  73.66 10.34

 

IPO Concise Review by Paresh Gordhandas, CA & Research Analyst

IPO Verdict – Canara HSBC Life Insurance Company Ltd.

Canara HSBC Life Insurance Company Ltd., incorporated in 2007, is a joint venture between Canara Bank and HSBC Insurance (Asia-Pacific). It is among the leading bancassurance-driven private insurers in India, with a strong presence across individual, group, pension, and government-linked schemes. Its portfolio comprises 20 individual products and 7 group solutions, distributed primarily through Canara Bank, HSBC, 8 Regional Rural Banks, and Dhanlaxmi Bank, enabling access to more than 15,700 branches and 117 million Canara Bank customers.

On the financial front, the company reported assets of Rs. 44,047.98 crore as of June 30, 2025, and a PAT of Rs. 23.41 crore in Q1 FY26. While the business has shown steady growth, profitability remains moderate, reflected in a RoNW of 7.97%, compared with stronger peers such as SBI Life (15.13%) and HDFC Life (11.75%). At a P/E of 81.3, valuations appear stretched on conventional metrics; however, this is not the most appropriate lens for life insurance companies.

In insurance, the Price-to-Embedded Value (P/EV) ratio is a more accurate measure. On this basis, the IPO appears attractively priced. At the upper price band, Canara HSBC Life Insurance is valued at a P/EV of 1.59, which is lower than HDFC Life (3.01), SBI Life (2.48), and ICICI Prudential Life (1.74). This indicates that, despite a modest grey market premium (GMP), the stock offers significant scope for upside on listing and in the medium term.

Additionally, the IPO provides exposure to India’s underpenetrated life insurance sector, where long-term growth prospects remain robust. Backed by strong promoters and a powerful bancassurance network, the issue looks well-positioned for steady growth.

Verdict: Apply – Suitable for long-term investors seeking financial sector diversification, with potential for attractive listing gains.

Canara HSBC Life Insurance IPO dates

Canara HSBC Life Insurance IPO price & Lot

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