Tata Capital IPO on 6 October

Tata Capital IPO Details

Tata Capital IPO is a Book-Built Issue of Rs. 15,511,87 crore, consisting of a fresh issue of Rs.6846 crore and an offer for sale of 265,824,280 shares aggregating Rs. 8665,87 crore.
The IPO will open for subscription on October 06, 2025 and close on October 08, 2025, with allotment expected on October 09 , 2025.
The proposed listing is on BSE and NSE, with a tentative listing date of October 13, 2025.
The price band is fixed at Rs. 310 to Rs. 326 per share, with a lot size of 46 shares, requiring a minimum retail investment of Rs. 14,996. Kotak Mahindra Capital Co. Ltd.
acts as the Book Running Lead Manager and MUFG Intime India Pvt. Ltd. is the Registrar to the issue.

🕗 Last Update: 1 October 2025, 6.00 AM

 

 IPO Key Dates

Anchor portion
IPO opens on 6 Oct. 2025
IPO Closes on 8 Oct 2025
IPO Allotment on 9 Oct 2025
Unblocking of Asba 10 Oct 2025
Credit of Shares 10 Oct 2025
Listing of Shares 13 Oct 2025

The promoters  
Tata Sons Private Limited is the promoter of the company.

The promoters hold 95.60 % shares in the post IPO capital of the company.

Objects of  IPO

The Offer comprises of fresh issue of capital and the offer for sale & the objects are

Objects of the Issue Rs.in crores
Augmentation of our Company’s Tier –Icapital base to meet our Company’s future capital requirements including onward lending  
General corporate purposes  

Business :

Tata Capital Limited (TCL), a subsidiary of Tata Sons Pvt. Ltd., is a diversified financial services company operating as a leading NBFC in India. It offers a wide spectrum of financial products and services catering to retail, corporate, and institutional clients.

Key Offerings

  • Consumer Loans: Personal loans, home loans, auto loans, education loans, and loans against property.

  • Commercial Finance: Term loans, working capital finance, equipment loans, and lease rental discounting for businesses.

  • Wealth Management: Portfolio management, investment advisory, and distribution of financial products.

  • Investment Banking: Equity capital markets, M&A advisory, and structured finance solutions.

  • Private Equity: Fund management focused on companies with high growth potential.

  • Cleantech Finance: Funding and advisory for renewable energy, energy efficiency, waste management, and water management projects.

As on March 31, 2025, TCL has a suite of 25+ lending products, serving a wide customer base that includes salaried and self-employed individuals, entrepreneurs, small businesses, SMEs, and corporates.

The company has built an extensive PAN-India presence with 1,496 branches across 27 states and union territories.

Alongside lending, TCL also operates in non-lending businesses such as distribution of third-party products (insurance, credit cards), wealth management for retail and HNI clients, as well as a private equity business.

IPO Details

Opens On 6 October 2025
Closes on 8 October 25
Face Value Rs.10 
Issue Price Band Rs.310-326
Lot Size 46 Shares
Sale Type Fresh issue of shares and Offer for sale
Total Issue Size 47,58,24,280 shares
Total Issue Size Rs.15511,87 Cr
Employee Discount Rs. 0
Shareholder Discount Rs. 0
Listing At BSE, NSE

How are the shares offered?

Investor Category Shares Offered
QIB Shares Offered Not less than 50% of the Net Offer
Retail Shares Offered Not more than 35% of the Net Offer
NII Shares Offered Not more than 15% of the Net Offer

How Shares can be applid?

Application Lot  Shares Amount
Rs.
Retail-Min 1 46 14,996
Retail-Max 13 598 194,948
S-HNI-Min 14 644 209,944
S-HNI-Max 66 3036 989,736
B-HNI-Min 67 3082 1004,732

 

How to check Allotment Status

Allotment of this IPO will be announced on 9 October 2025 and the link to check allotment is given below:
ttps://linkintime.co.in/Initial_Offer/public-issues.html

Registered Office of the company
Tata Capital Ltd.
11th Floor, Tower A, Peninsula Business Park,
Ganpatrao Kadam Marg,
Lower Parel
Mumbai, Maharashtra, 400013

Email: investors@tatacapital.com

The Lead Managers 

Kotak Mahindra Capital Co.Ltd.
BNP Paribas 
Citigroup Global Markets India Pvt.Ltd. 
HDFC Bank Ltd. 
HSBC Securities & Capital Markets (India) Pvt.Ltd. 
ICICI Securities Ltd. 
IIFL Capital Services Ltd. 
JP Morgan India Pvt.Ltd. 
SBI Capital Markets Ltd. 
Axis Capital Ltd. 

Registrar to IPO
Mufg India Intime Pvt ltd

Financial Snapshot

Period Ended 31-Mar-25 31-Mar-24 31-Mar-23
Assets 2,48,465.01 1,76,693.98 1,35,626.10
Total Income 28,369.87 18,198.38 13,637.49
Profit After Tax 3,655.02 3,326.96 2,945.77
EBITDA 20,338.22 14,247.76 10,763.22
NET Worth 32,587.82 23,540.19 17,959.06
Reserves and Surplus 24,299.36 18,121.83 11,899.32
Total Borrowing 2,08,414.93 1,48,185.29 1,13,335.91
Amount in Rs. Crore

 

Key Performance Indicators

KPI Values
ROE 12.60%
Debt/Equity 6.6
RoNW 11.20%

Peer Comparison

Company Name P/E (x) RoNW (%)
Tata Capital 35.05 11.2
Bajaj Finance 32.6 17.35
Shriram Finance 12.1 16.83
Cholamandalam Investment and Finance Co. 28.1 18.01
L&t Finance Limited 19 10.34
Sundaram Finance 26.8 13.74
HDB Financial Services Ltd 27.4 14.57

IPO Concise Review by Paresh Gordhandas, CA & Research Analyst

Will update our review soon

Tata Capital  IPO dates

Tata Capital  IPO price & Lot

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